IIA-CFSA Exam Details

  • Exam Code
    :IIA-CFSA
  • Exam Name
    :Certified Financial Services Auditor
  • Certification
    :IIA Certifications
  • Vendor
    :IIA
  • Total Questions
    :511 Q&As
  • Last Updated
    :Jul 14, 2026

IIA IIA-CFSA Online Questions & Answers

  • Question 281:

    When purchasing a flood insurance policy, there is a standard 30-day waiting period for new applications and endorsements for coverage. Exclusions of flood insurance are all EXCEPT:

    A. Boat houses (Buildings located)
    B. Structures entirely over water buildings (fences, retaining walls underground structures)
    C. Walkways, decks, driveways, patios
    D. None of these

  • Question 282:

    _____________ insures two lives under one policy. Death benefits are paid to the surviving insured. The surviving insured usually has the option of purchasing an individual whole life policy of the same face amount without providing evidence of insurability.

    A. Joint whole life policies
    B. First-to-die policies
    C. Modified premium whole life policies
    D. A and B are one and the same category

  • Question 283:

    For refinancing home and mortgage loans for example, the underwriter may request additional documentation such as:

    A. Savings/source of money for down payment
    B. Appraisal
    C. Credit History
    D. Only AandB

  • Question 284:

    Options are quoted daily in the newspapers. The listing provides the name of the underlying stock and:

    A. Its closing price that day
    B. The strike price of the option
    C. Its closing price that day, the strike price of the option, the closing prices(premiums) of thecall and 3 put contracts trading closest to expiration
    D. The closing prices (premiums) of the 3 call and 3 put contracts trading closest to expiration

  • Question 285:

    Auditors should be aware that the investment objectives of a mutual fund are usually based on a risk profile outlined in the fund prospectus. For example, aggressive growth funds may invest in highly volatile stock issues and a money market fund may invest in lo risk money market instruments. Other funds have investment objectives based on the type or location of companies they invest in, such as:

    A. Funds that invest only in non-profit organizations
    B. Funds that invest only in environmentally conscious companies
    C. Funds that invest only in U.S. government organizations
    D. None of these

  • Question 286:

    Overall "market risk" poses the greatest potential danger for investors in ____________.

    A. Bonds funds
    B. Hedge funds
    C. Stock funds
    D. Growth funds

  • Question 287:

    To limit strategic risk management should ensure proper balance between the:

    A. Mortgage company's willingness to accept risk and its supporting resources and control
    B. Internal operations and possibility of litigation
    C. Managerial capacities and capabilities and delivery networks
    D. All of these

  • Question 288:

    An example of an invalid deductive argument is as follows: Major premises: All employees who are committing fraud drive luxury cars. Minor premises: __________ Conclusion: Therefore, John Doe is committing fraud. What will be the minor premise in this example?

    A. John Doe is an employee
    B. John Doe drives a luxury car
    C. John Doe is a senior management level employee
    D. John Doe drives an ordinary car

  • Question 289:

    ____________ is an electronic payment network used by individuals businesses, financial institutions and government organizations. It provide better cash management capabilities and lower costs than traditional paper payments.

    A. EFT (Electronic Funds Transfer)
    B. ACH (Automated cleaning house)
    C. ATM
    D. None of these

  • Question 290:

    When conducting an audit of securities investments, the following objectives and audit steps should be considered EXCEPT:

    A. Determine whether policies, procedures, practices, and internal controls over security investments are adequate and being followed
    B. Determine whether transactions are properly authorized and recorded. Verify that dividend or interest income is accurately calculated and recorded in the general ledger
    C. Determine that the institution has an adequate process for reconciling subsidiary records to the general ledger on a regular basis
    D. Determine whether the institution adequately control and records the sold securities in balance sheet

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