HS-330 Exam Details

  • Exam Code
    :HS-330
  • Exam Name
    :Fundamentals of Estate Planning Test
  • Certification
    :American College Certifications
  • Vendor
    :American College
  • Total Questions
    :400 Q&As
  • Last Updated
    :Jul 14, 2026

American College HS-330 Online Questions & Answers

  • Question 381:

    In which of the following estates would it normally be most desirable to provide for a federal estate tax marital deduction for approximately one half of the property?

    A. In the estate of the spouse with the bulk of the family wealth when only one spouse has substantial wealth
    B. In the estate of the first spouse to die, regardless of the relative wealth of each spouse
    C. In the estate of the first spouse to die when neither spouse has a substantial estate
    D. In the estate of the spouse who does not have the bulk of the family wealth when only one spouse has substantial wealth

  • Question 382:

    All the following statements concerning real property ownership by married couples as joint tenants with right of survivorship are correct EXCEPT:

    A. All benefits of ownership remain available to the surviving spouse without interruption during the administration of the deceased spouse's estate.
    B. In common-law states the total value of the property receives a stepped-up tax basis in the estate of the first spouse to die.
    C. Jointly held property between spouses does not pass through the probate estate of the first spouse to die.
    D. The deceased spouse's interest in the property qualifies for the marital deduction since it passes outright to the surviving spouse.

  • Question 383:

    Tax benefits of making lifetime gifts in excess of the gift tax annual exclusion include which of the following?

    1.

    The gift tax paid on a gift made more than 3 years prior to the death of the donor is not brought back into the donor's estate.

    2.

    Such gifts make use of the lifetime applicable credit amount against gift taxes which is wasted if the property is retained until the donor's death.

    A. 1 only
    B. Both 1 and 2
    C. 2 only
    D. Neither 1 nor 2

  • Question 384:

    Which of the following acts by a person other than a lawyer is (are) clearly an unauthorized practice of law?

    1.

    A trust officer gives a client advice about the taxation of a trust.

    2.

    A CPA designs an estate plan for presentation to a client.

    A. Neither 1 nor 2
    B. 1 only
    C. 2 only
    D. Both 1 and 2

  • Question 385:

    Which of the following statements concerning the gift or estate tax charitable deduction is (are) correct?

    1.

    If the donor retains an interest in property contributed to a qualified charity during lifetime, the value of the property may be included in the donor gross estate.

    2.

    An estate tax charitable deduction is allowed for the full value of property transferred to a qualified charity but only if the property is included in the donor gross estate.

    A. 2 only
    B. 1 only
    C. Both 1 and 2
    D. Neither 1 nor 2

  • Question 386:

    A wealthy individual might consider selling a substantially appreciated property interest in an installment sale for which of the following reasons?

    1.

    To spread the taxable gain inherent in the property over the period of the installments

    2.

    To provide a buyer who lacks the requisite funds for a lump-sum purchase with the ability to finance the acquisition

    A. 1 only
    B. Neither 1 nor 2
    C. 2 only
    D. Both 1 and 2

  • Question 387:

    A father plans to create a trust for the benefit of his 22-year-old son and wishes to take advantage of the gift tax annual exclusion. He has named a bank as trustee. Which of the following trust provisions would cause the gifts to be ineligible to qualify for the gift tax annual exclusion?

    1.

    The trust income is to be paid to the son or accumulated at the discretion of the trustee.

    2.

    The income is to be accumulated until the son reaches age 32 when all accumulated income and principal are to be distributed to him.

    A. 2 only
    B. 1 only
    C. Neither 1 nor 2
    D. Both 1 and 2

  • Question 388:

    In all cases a trustee must invest trust assets in accordance with the

    A. common law standard of the prudent person
    B. stated provisions of the trust instrument
    C. requirements of a state's permissive legal list
    D. requirements of a state's mandatory legal list

  • Question 389:

    Which of the following statements concerning charitable remainder annuity trusts is correct?

    A. The interest paid to the charity must be paid at least quarterly.
    B. It provides a fixed annuity income interest to a qualified charity.
    C. The term of charitable remainder annuity arrangements is limited to 10 years.
    D. The donor receives an estate tax charitable deduction for the value of the remainder interest.

  • Question 390:

    Requirements for property to qualify for the federal estate tax marital deduction include which of the following?

    1.

    The property interest must be includible in the decedent's gross estate.

    2.

    The property must pass in such manner that it will be includible in the surviving spouse's estate at death unless consumed or given away.

    A. Both 1 and 2
    B. 2 only
    C. 1 only
    D. Neither 1 nor 2

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