CFA-LEVEL-1 Exam Details

  • Exam Code
    :CFA-LEVEL-1
  • Exam Name
    :CFA Level I - Chartered Financial Analyst
  • Certification
    :CFA Institute Certifications
  • Vendor
    :CFA Institute
  • Total Questions
    :3960 Q&As
  • Last Updated
    :Jun 04, 2026

CFA Institute CFA-LEVEL-1 Online Questions & Answers

  • Question 3411:

    Party A enters into a plain vanilla 1-year interest rate swap agreement with Bank B in which he will make fixed-rate payments in exchange for receiving floating-rate payments based on LIBOR plus 100 basis points. Assume that payments are made quarterly in arrears based on a 360-day year. The fixed rate on the swap is 6. 5%. The current interest rates on 90, 180, 270, and 360-day LIBOR are 5. 2%, 5. 5%, 5. 8%, and 6. 0%, respectively. If the notional principal is SI00 million, what will Party A's net cash flow at the end of the first quarter equal?

    A. -$675,000
    B. -$75,000
    C. +$75,000

  • Question 3412:

    Which of the following is/are true about mutual funds?

    I. Mutual funds have significant market timing abilities.

    II. Mutual funds show a clear persistence of performance.

    III.

    Mutual funds can be used as instant diversification vehicles.

    A. II only
    B. III only
    C. I only
    D. II and III
    E. I, II and III

  • Question 3413:

    Willier is the research analyst responsible for following Company X. All the information he has accumulated and documented suggest that the outlook for the firm's new products is poor, so the stock should be rated a weak hold. During lunch, however, Willier overhears a financial analyst from another firm offer opinions that conflict with Willier's forecasts and expectations. Upon returning to his office, Willier releases a strong buy recommendation to the public. Willier:

    A. violated the Standards by failing to distinguish between facts and opinions in his recommendation.
    B. was in full compliance with the Standards.
    C. violated the Standards because he did not have a reasonable and adequate basis for his recommendation.
    D. violated the Standards because he did not seek approval of the change from his firm's compliance department.

  • Question 3414:

    Two firms, A and B, have identical operations set up (except for their relative sizes). A has a debt-to-equity ratio of 0.4 while B has it at 0.3. A's profit margin is 1.2 times that of B but its sales force is not as effective as that of B. Hence, A's asset turnover is 0.9, compared to B's ratio of 1.15. A pays out 45% of its earnings as dividends while B pays out only 20%. Given this, the ratio of A's growth rate to B's growth rate must be:

    A. 1.23
    B. 0.70
    C. 1.44
    D. 0.88

  • Question 3415:

    What quarterly deposit do you need to make each quarter, starting next quarter, over the next 10 years in order to have a balance of $15,000 in your account, assuming the account starts with $1,000 in it and that the interest rate is 6% per year, compounded quarterly?

    A. $242. 98
    B. $1.23
    C. $1,293. 08
    D. $203. 41
    E. $30.46

  • Question 3416:

    Which theory about the term structure of interest rates is correct?

    A. The expectations hypothesis indicates that investors have varying opinions about future interest rates.
    B. The liquidity premium hypothesis assumes investors will give up yield to lock in longer-term interest rates.
    C. That the segmented markets hypothesis contends that borrowers and lenders prefer particular segments of the yield curve.
    D. The expectations hypothesis contends that the long-term rate is equal to the expected short-term rate.

  • Question 3417:

    How much is in your account in 5 years, if you start with a balance of $1,000 and add $3,500 in 18 months and add an additional $1,000 in 48 months, if the money earns interest at 6% per year, compounded monthly?

    A. $5,500.00
    B. $6,514. 27
    C. $7,131.50
    D. $6,726. 14
    E. $6,892. 81

  • Question 3418:

    If the IRS lowers the tax rate applicable to firms in a particular category, the optimal debt ratio for that category will ________.

    A. not be affected
    B. increase
    C. decrease
    D. insufficient information

  • Question 3419:

    Jack wants to retire a millionaire. If he is 30 years old today and already has $30,000 in the bank, what monthly payment would he need to make beginning one month from today and continuing until he retires on his 65th birthday, if the money will earn 8% per year, compounded monthly?

    A. $222. 86
    B. $139.04
    C. $503. 26
    D. $470.98
    E. $238.95

  • Question 3420:

    A long-term asset currently has a book value of $45,000 and a salvage value of $5,000. It was acquired 3 years ago at a cost of $75,000. If the firm uses straight-line depreciation, how many years is the asset expected to be in service?

    A. 5 years
    B. 4 years
    C. 6 years
    D. 7 years

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