Free ISACA-AAIA Web TestEngine Demo

Q14 Single choice

From a data appropriateness and bias perspective, which of the following should be of GREATEST concern when reviewing an AI model used in a credit scoring system?

A
The model incorporates the applicant's loan history to assess spending habits.
B
The model utilizes historical credit data to predict future credit behavior.
C
The model considers the applicant's income level as a key factor in the credit decision.
D
The model uses postal codes as a primary factor in determining creditworthiness.

ISACA-AAIA Web TestEngine demo