Exam Details

  • Exam Code
    :ICBRR
  • Exam Name
    :International Certificate in Banking Risk and Regulation (ICBRR)
  • Certification
    :GARP Certifications
  • Vendor
    :GARP
  • Total Questions
    :342 Q&As
  • Last Updated
    :Jun 06, 2025

GARP GARP Certifications ICBRR Questions & Answers

  • Question 291:

    An asset manager for a large mutual fund is considering forward exchange positions traded in a clearinghouse system and needs to mitigate the risks created as a result of this operation. Which of the following risks will be created as a result of the forward exchange transaction?

    A. Exchange rate risk

    B. Exchange rate and interest rate risk

    C. Credit risk

    D. Exchange rate and credit risk

  • Question 292:

    What is generally true of the relationship between a bond's yield and it's time to maturity when the yield curve is upward sloping?

    A. The longer the time to maturity of the bond, the lower its yield.

    B. The longer the time to maturity of the bond, the higher its yield.

    C. The shorter the time to maturity of the bond, the higher its yield.

    D. There is no relationship between the two

  • Question 293:

    A large energy company has a recurring foreign currency demands, and seeks to use options with a payoff based on the average price of the underlying asset on either a few specific chosen datesor all dates within a specific pricing window. Which one of the following four option types would most likely meet these specific foreign currency demands?

    A. American options

    B. European options

    C. Asian options

    D. Chooser options

  • Question 294:

    To hedge a foreign exchange exposure on behalf of a client, a small regional bank seeks to enter into an offsetting foreign exchange transaction. It cannot access the large and liquid interbank market open primarily to larger banks. At which one of the following exchanges can the smaller bank trade the currency futures contracts?

    A. The Tokyo Futures Exchange

    II. The Euronext-Liffe Exchange

    III. The Chicago Mercantile Exchange

    B. I

    C. III

    D. II, III

    E. I, II, III

  • Question 295:

    When trading exotic options, one needs to consider the following risks:

    A. Spot foreign exchange risks

    II. Forward foreign exchange risks

    III. Plain vanilla options risks

    IV. Option-specific risks

    B. I, III

    C. II, III, IV

    D. I, II, IV

    E. I, II, III, IV

  • Question 296:

    When a credit risk manager analyzes default patterns in a specific neighborhood, she finds that defaults are increasing as the stigma of default evaporates, and more borrowers default. This phenomenon constitutes

    A. Moral hazard

    B. Speculative bias

    C. Herd behavior

    D. Adverse selection

  • Question 297:

    Which one of the following four statements regarding bank's exposure to credit and default risk is INCORRECT?

    A. The more the bank diversifies its credit portfolio, the better spread its credit risks become.

    B. In debt management, the value of any loan exposure will change typically in a fashion similar the same way that an equity investment can.

    C. In debt management, the goal is to minimize the effect of any defaults.

    D. Default risk cannot be hedged away fully, and it will always exist for the holder of the credit or for the person insuring against the credit or default event.

  • Question 298:

    According to the largest global poll of foreign exchange market participants, which one of the following four global financial institutions was the most active participant in the global foreign exchange market?

    A. Citibank

    B. UBS AG

    C. Deutsche Bank

    D. Barclays Capital

  • Question 299:

    Which one of the following four global markets for financial assets or instruments is widely believed to be the most liquid?

    A. Equity market.

    B. Foreign exchange market.

    C. Fixed income market

    D. Commodities market

  • Question 300:

    A credit portfolio manager analyzes a large retail credit portfolio. Which of the following factors will represent typical disadvantages of market-linked credit risk drivers?

    A. Need to supply a large number of input parameters to the model II. Slow computation speed due to higher simulation complexity III. Non-linear nature of the model applicable to a specific type of credit portfolios IV. Need to estimate a large number of unknown variable and use approximations

    B. I

    C. I, II

    D. II, III

    E. III, IV

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