The Gable MCO sometimes experience-rates small groups by underwriting a number of small groups as if they constituted one large group and then evaluating the experience of the entire large group. This practice, which allows small groups to take advantage
A. prospective experience ratingMost contracts between health plans and providers contain a provision which forbids providers from seeking compensation from patients if the health plan fails to compensate the provider because of insolvency or for any other reason. Such a provision is kn
A. due process provisionThe Internal Revenue Service has ruled that an HDHP coupled with an HSA may cover certain types of preventive care without a deductible or with a lower amount than the annual deductible applicable to all other services. According to IRS guidance, which one
A. Immunizations for children and adultsAfter a somewhat modest start in 2004, enrollment in HSA-related health plans more than tripled in 2005, making them today's fastest growing type of CDHP. As of January 2006, enrollment in HSAs had reached nearly:
A. 1.2 millionIn the following sections, we will describe some of the measures health plans use to evaluate the quality of the services and healthcare they offer their members. Which of the following is the best description of what a 'Process measure' evaluates?
A. The nature, quantity, and quality of the resources that a health plan has available for member service and patient care.IROs stands for
A. Internal Review OrganizationsWhich of the following statements is NOT a requirement for a service to be deemed a 'medically necessary service'?
A. Furnished in the least intensive type of medical care setting required by the member's condition.Which of the following is NOT a preventive care initiative often used by health plans?
A. Screening for high blood pressureBeginning in the early 1980s, several factors contributed to increased demand for behavioral healthcare services. These factors included
A. increased stress on individuals and familiesBefore the Hill Health Maintenance Organization (HMO) received a certificate of authority (COA) to operate in State X, it had to meet the state's licensing requirements and financial standards which were established by legislation that is identical to the
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